Xactus | Advancing the Modern Mortgage

Xactus consultants work with lenders to identify HMDA issues to ensure you are meeting all the necessary compliance requirements. Our team can also assist you with developing an effective workflow so that you can spend more time with your borrowers and...

HELOCs are all the rage right now. Don’t let the opportunity to close more loans more quickly pass you by. Xactus has the tools you need to effectively target qualified prospects and better assess risk quickly and easily. We offer a customizable suite...

Obtain immediate access to employer records
At Xactus we are all about advancing the modern mortgage. And our new VOE/I “waterfall experience” makes the process much more efficient for you by casting an even wider net when validating employment and income. Here’s how it works…...

As you likely have heard, UniversalCIS | Credit Plus has been rebranded to Xactus. We’re very excited about our new beginning and the phenomenal future that lies ahead for us, the clients we serve, and the mortgage industry.
We embarked on this rebranding initiative to make it clear to existing and new customers, and the market-at-large, that we are innovators with the size, scale, and experience to lead this market – and to articulate our unique approach to transforming...