theblackseasurfer

theblackseasurfer

With the credit crunch affecting everything from loans to mortgages, many will no doubt have some worry about their finances. More specifically, how much of said finances will be covered should something happen to them.
When you apply for loans or credit cards, you may find that you're asked if you want to purchase additional policies on top of what you're borrowing. These protection policies offer a safety net, acting as a kind of insurance policy against your earnings...

When it is time to borrow money for some reason, most of us usually think of some friend or family member who we hope will be able to help us. It is not an easy thing for some people to do when it comes to asking a relative or friend to help them out...

The bureau of labor and statistics shows that the average worker will be laid off 2.3 times in their career. That was before the economy had taken this sharp downturn. The average length of time spent unemployed is about 16.5 weeks. The national unemployment...