Navigator Financial Planning | Northern Ireland

“The oldest and strongest emotion of mankind is fear, and the oldest and strongest kind of fear is fear of the unknown.”
The above quotation is from an essay on horror fiction, written by a chap rejoicing in the name of Howard Phillips Lovecraft. He died in 1937 aged only 46, yet is considered to be one of the most significant twentieth century authors of horror fiction...

You don’t need me to remind you that this year, and especially this past weekend, the world commemorated – celebrated is hardly the right word – the Armistice marking the cessation of hostilities in the Great War.
One of the major themes that struck me in recent days was the reference to servicemen who paid the ultimate price in the days and even hours before the guns fell silent. One of those was Wilfred Owen, whose poem± even the most casual student of English...

Last Tuesday, Philip Hammond gave the last Budget statement before we are due to leave the EU. It wasn’t the most exciting Budget we have ever had. Here are a few of the highlights.
Income Tax – both the Personal Allowance and the Higher Rate Band are increasing a year earlier than promised; the former to £12,500, the latter to £50,000. For most basic rate taxpayers, this will mean additional take-home pay of £130, with a typical...

Share prices have been falling and there is an innate human desire to know why, to seek an explanation.
You are not alone; everybody wants to know.
Going on about market fluctuations, or “A Random Walk Down Wall Street”*, simply isn’t enough. We want something more definite, some tangible cause that is giving rise to the effect....