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DonorsChoose.org facilitates privately-funded Micro-grants benefit students in the classroom. The non-profit was founded in 2000 by teachers in the South Bronx as a way to help support their classrooms.
The platform allows donors to choose the classroom and project that they would like to fund. From literacy and music programs, all the way down to “we need more pencils.” Donors can contribute any amount they want to support these classroom...

I recently read Banker to the Poor by Muhammad Yunus, and was surprised that one of the primary barriers to stability in the microfinance business is currency fluctuations between countries.
It makes sense that the countries most vulnerable and in need of microfinance are often the countries at the greatest risk for fluctuations....

With Fynanz exiting the US student loan market earlier this month there’s still room in the student loan market for a peer to peer player.
Lending Club requires a swift three-year repayment, and the interest is higher than some commercially-available student loans. Some students may want to turn to Greennote as a funding option. Greennote.com has a fixed interest rate of 6.8% and doesn...

Peer to Peer lending has been around via Prosper.com and LendingClub.com for a while now, but another option that is less prominent is after-market note trading on these sites.
There are many advantages to after-market note trading. For sellers, this means having some liquidity in your investment—being able to cash out before the loan fully matures—shortening a three year loan into one or two years or even less...