Justinsomnia

At the end of every month I record the balance of our retirement and brokerage accounts in a spreadsheet. At some point, after having maintained this practice for several years, I created a separate spreadsheet with just the combined total across our...

Heartened to learn these exist, disheartened that they must.
“Since the election, the Immigrant Legal Resource Center, which is headquartered in San Francisco, has received orders for about nine million [red] cards, more than in the previous 17 years combined.” —The New York Times...

With one notable exception, our savings strategy in 2024 was identical to the year prior: max out our pre-tax retirement plans at work, i.e., Stephanie’s 403(b) and my Individual 401(k), and max out our traditional IRAs—if allowable. And allowable it...

I speculated at the end of 2023 that the initial slowness in my schedule may have had less to do with the inclement weather and more with “my lack of any regular clients. With the latter now in place, it’ll be interesting to see how the early part of...