The insurance

Checking a mobile phone while driving could cost drivers their licence if they have an accident while texting or talking.
Police accident investigators are checking phone records to see if the drivers involved in a crash were on their phone around the time of the incident....

Too many mobile users are not as smart as their phones as they do not know whether they are insured or are too lazy to arrange insurance cover.
More than 35 million mobile phones (73%) are not protected with insurance, leaving their owners to pick up the tab if they are lost or stolen....

The numbers up for millions when a mobile phone is lost or stolen, because many of us have no clue how to contact friends or family without them.
More than 23 million people cannot remember important phone numbers – like those for their partner, parents, or best friend – because they are keyed in to the SIM card and never dialled, says new research....

Unoccupied property insurance is for homes left empty for 30 days or more that are not already covered by standard policies.
Most homes and building insurance firms will reject claims if the property has been empty for 30 days or more.
To fill the gap, specialist firms offer unoccupied property insurance quotes....