Free Advice - Find Answers for Your Legal and Insurance Questions

The outlay of money for travelling can be quite substantial. You may find yourself facing the loss of more money than you want to lose should unforeseen circumstances arise that make it necessary to cancel or interrupt your trip.
Trip insurance can provide protection against such losses in many cases. Other unforeseen losses such as trip delays or baggage delays can also be covered....

If an insurance company backs your plan, then it is regulated by a State Insurance Department. You have the right to contact a representative of the appropriate State Insurance Department for help if you believe that the insurance company is not following...

Typically, benefits will not be paid if the losses result from occurrences such as:
1. Self inflicted injuries or suicide
2. War or military training

Many plans offered by third parties give you an incentive to purchase coverage soon after you make your initial payment for the trip (often within 10 days). Benefits in the event of the financial failure of the travel provider (airline, cruise line or...