First College Finance – A UK personal finance guide.

Budgeting can be really hard. It can be hard enough to stickto a budget but if you do not set a realistic one to start with then you willstruggle to stick to it. It can be tricky to know exactly what to set and howto set it up.
Look back at finances
To start with you will need to look back at your finances to see what your status normally is. You need to note down to start with the money that you have coming in. This is money from salaries or wages, benefits, interest, pensions and any other source...

Most of us need home insurance of some sort. This can be forjust the contents of the home if we are renting or for the buildings andcontents if we own the house. These can be quite expensive but there are waysto get cheaper insurance. It is worth examining...