Real Estate Attorney - Charlotte, Concord, Raleigh, NC | Costner Law

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Costnerlaw.com news digest

  • 3 years

    How Can I Determine My Housing Needs Before I Begin The Search?

    Like the video shows, your home should fit the way you live, with spaces and features that appeal to the whole family.
    Before you begin looking at homes make a list of your priorities – things like location and size.
    Should the house be close to certain schools? your job? to public transportation?...

  • 4 years

    Can Creditors Collect Information Beyond The 6 Required Pieces?

    In addition to the required pieces:
    Name
    Income

  • 4 years

    Understanding Your Loan: Cash And Transaction Summaries

    Page 3 of your Closing Disclosure will compare cash requirements from your Loan Estimate to your actual final charges. If “Did this change?” is “YES” notes for changed sections should be provided.
    The bottom line final “Cash to Close” is the money you will need in-hand in three business days....

  • 4 years

    Understanding Your Loan: Closing Cost Details

    Page 2 of your Closing Disclosure details specific closing costs.
    Section A includes: Origination charges collected by the lender Origination fees paid to brokers, loan officers or other parties and Discount Points – prepaid interest. These figures should match your original Loan Estimate....

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