David J. Babel, Esq. – Bankruptcy Lawyer

Its very commonplace for a client to visit a bankruptcy attorney. when he or she is about to be garnished by the employer. The client ultimately files a Chapter 7 and wipes out all of his dischargeable debt, generally credit cards, loans and credit card...

There are many reasons why you might need to filing a Chapter 7 or Chapter 13 bankruptcy a second time; but, you need to know the rules of the road with the help of a knowledgeable and solid bankruptcy attorney.
2 Year Rule
This applies when you have successfully completed a Chapter 13 (you received your discharge) and need to file again. This may occur because you may owe post-filing taxes or mortgage arrears. You may file again and receive a discharge if two year elapsed...

If you have completed a short sale during 2015 or are contemplating a short sale in 2016, there is good news.
The Mortgage Forgiveness Debt Relief Act recently passed by Congress in December and signed into law by President Obama forgives any cancellation of debt in both 2015 and now in 2016 as a result of a short sale. Thus, if you entered into or will enter...

Effective December 1, 2015, the bankruptcy forms get a serious overhaul. In an effort to simplify the forms and provide an easier forum for pro se debtors (debtors filing without the benefit of an attorney) to file a bankruptcy, the forms underwent major...