Farm Loans and Financial Services for Rural America | AgAmerica

In today’s environment, farm liquidity isn’t just about having cash on hand.
We’ve all heard the phrase cash is king. But with interest rates stuck well above the lows of six years ago, borrowing isn’t as cheap as it used to be. Input costs are high, margins are tight, and safeguarding farm liquidity is a strategy easier said...

Many producers are planning for 2026 in a challenging and uncertain environment. Here are some free ag resources to help.
Input costs remain elevated, margins are tight—particularly for crop producers—and ag lending conditions are more disciplined than they have been in recent years. At the same time, trade and policy uncertainties continue to shape market outlooks, and...

A tighter ag credit environment is taking shape as producers head into 2026.
While the only certainty in agriculture is there will be uncertainty, the factors shaping today’s ag finance market warrant a more in-depth discussion for producers who are in the midst of planning ahead....

A lot happened for U.S. agriculture in 2025—and 2026 is shaping up to be no different.
The U.S. agricultural sector entered 2025 with no shortage of questions. Would interest rates finally ease? Would trade tensions escalate or improve? Would policymakers deliver clarity on farm policy and programs after years of stopgap solutions?...