Texoma Community Credit Union | Together With You

Q: I’m trying to increase my credit score ahead of applying for a large loan, so I’m considering signing up for Credit Karma to track my score. How accurate are the credit scores it shares? Is there anything I need to be aware of before signing up for...

Q: Every December, I draw up a list of New Year’s resolutions that look depressingly similar to the ones I wrote last year. How can I make things different this year?
A: It’s fairly easy to dream of change, but it’s another thing entirely to actually make it happen. In fact, research shows that only 8 percent of people achieve their annual resolutions. However, with careful planning and the right approach, it is doable...

As soon as the calendar hits Jan. 2, the gyms are packed with people who are eager to make good on their New Year’s resolutions. If you’re one of the thousands of newbies making your way to fitness centers this month, beware of these five subtle scams...

Bogus Deals – Don’t believe an advertised price that is ridiculously low. It may be a scam and you’ll never get the goods you order. Always check the website or retailer or are ordering from to make sure it is a reputable site.
Bait & Switch Sweepstakes – Never share your personal details on a site whose authenticity you can’t verify. The promised sweepstakes is just the scammer’s bait to get to your information....