Survive & Prosper -

Demographic trends clearly show that as any emerging or more developed country urbanizes, people tend to have fewer kids. Urban life costs more and people tend to be more highly educated and naturally, they want to better educate their kids… so they...

It was late 2005 when I realized that the bubble I had predicted three years earlier just wasn’t expanding the way I thought it would. It was an unexpected development, so I started digging to find the answers. Once I compared the Roaring ’20s and the...

The report is in and the news is fantastic! According to the Census Bureau, in 2013, the inflation-adjusted median income in the U.S. soared from $51,759 to $51,959. Which brings up a question, how will YOU spend that whopping $180 raise?
Keep in mind that this windfall doesn’t show up in a lump sum, so don’t count on watching your bank account swell by almost two Franklins on a given day. Instead, the funds show up as part of your ongoing wage, so arguably in monthly installments....

You can’t compare favorable geopolitical cycles (such as the 1983 to 2000) to unfavorable cycles (2001 to 2019). It’s like comparing apples to oranges.
A case in point is comparing demographic and generational boom periods, such as 1983 to 2007 to a down cycle like the one we’re in now which will come to an end in approximately 2020....