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2017 for the banking industry has been called the final nail in the coffin for the brick and mortar banks, as a record 1700 branches closed. In the past 12 years alone, the United States has lost one third of its total bank branches. With the rise of...

Making up 99 percent of the American economy, small businesses are impossible to ignore as a key client base for the nation’s community banks. Yet, only six percent of small businesses use a credit union or community bank to obtain their funding. Large...

Introducing Artificial Intelligence (AI) into the mortgage industry is by no means a new concept. AI technology has been around since the early 1990s and became widely accepted by 2005. While advancement slowed during the great recession as mortgage...

The rise of Quicken Loans
The fourth quarter of 2017 marked the end of an era for mortgage lending. For the first time, a nonbank lender was top of the mortgage origination market. Digital lender Quicken Loans made more than 25 billion worth of mortgages in the fourth quarter...