Experian | Credit, Consumer and Bureau Services

If you are planning to take a loan, one of the first things a lender will check is your credit score. It plays an important role in a bank’s decision on approving a loan. In fact, credit scores can also influence the interest rates offered to you.
Put simply, a credit score is an indicator of your creditworthiness. Credit information companies (CICs) such as Experian, TransUnion CIBIL, Experian, Equifax and Crif Highmark provide credit scores based on your credit history data. The score can range...

One of the best ways to obtain a credit card for the first-time millennial borrower is to apply at the bank where you have opened your salary account.
Typically, people start their careers immediately after graduating. And in most cases, they decide to go in for a credit card. It’s good to apply for a credit card at the beginning of your professional career, as it allows you to start your credit journey...

While this is certainly a joke, your credit score is no laughing matter. Experts give us the ins and out of the credit score game and why you, the consumer, must be very careful of your numbers (credit score of course).
“A drop in your credit score can negatively impact your overall financial health, making it more difficult to achieve financial goals or prepare for unexpected expenses,” cautions Manavjeet Singh, MD & CEO, CLXNS Technologies....

To achieve financial independence, set clear and realistic short-term and long-term financial goals that align with your lifestyle choices. Prioritise these goals based on your financial situation, monitor progress regularly, and seek professional advice...