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Expbux.com news digest

  • 7 years

    5 Things You Need to Know Before Taking Out a Personal Loan

    Personal loans can give you the capital you need for a number of life circumstances — from credit card consolidation to a home remodel.
    They can also be a way to build credit and help you afford a purchase that you wouldn’t have enough money for otherwise....

  • 7 years

    What happens if you go over your credit limit?

    Your card’s credit limit may not be as limiting as you think.
    When you try to make a purchase that pushes your balance beyond your credit limit, there are several potential outcomes.
    The transaction may be declined. You might simply not be able to make the purchase with the card....

  • 7 years

    5 alternatives to payday, pawnshop and car title loans

    If you’ve ever had to deal with an unforeseen expense but couldn’t come up with the money on your own, you’re not alone.
    According to a 2014 survey by the Federal Reserve Board, 47 percent of Americans would have trouble coming up with $400 to pay for an emergency....

  • 7 years

    How to handle different APRs on the same credit card

    Using a balance transfer credit card, you may be able to consolidate balances from multiple credit cards, allowing you to potentially save money by paying down your debt quicker and avoiding high interest rates.
    Some cards even offer an introductory low or 0 percent annual percentage rate (APR) on balance transfers for periods as long as 18 to 21 months....

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Updated: January 16, 2023
Expires: January 16, 2024
Created: January 16, 2015

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