BLOGGIEAWAY

Did you know that frugality inspires an attitude of gratitude and contentment? This is because you start to appreciate what you have and realize that you are blessed to even have it, although it may not be the newest luxury item. This makes you feel...

Have you ever stopped to wonder why you're seeking out frugal deals like these? Well, one thing it does is simplify your record keeping because you're not incurring tons of bills. Therefore, you have less paperwork to keep up with, less bills to pay...

While many people think that a credit card has a preset limit as to how much you can spend, this is not true. It's also not true that a credit card expense is a short-term loan and by signing the receipt, you’re agreeing to repay.
So, what is a credit card?...

So, we've been talking about things like the importance of your credit score. Well, did you know that if you have a high credit score (760 or better) that your mortgage rate would be around 1.5% lower than someone with a 620 credit score? Basically,...